.page-disclaimer {
  --disc-hero-grad: linear-gradient(150deg, #F5F8FC 0%, #E7F0FA 100%);
  --disc-border: rgba(30, 111, 186, 0.14);
  --disc-body-soft: #4A5A68;
  font-family: var(--ab-font-body);
  background: var(--ab-white);
  overflow-x: hidden;
}

.page-disclaimer .disc-hero {
  position: relative;
  background: var(--disc-hero-grad);
  padding: 48px 0 64px;
  overflow: hidden;
}

.page-disclaimer .disc-breadcrumb {
  margin-bottom: 32px;
}

.page-disclaimer .disc-hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px 48px;
  align-items: center;
}

.page-disclaimer .disc-hero-copy {
  position: relative;
  z-index: 2;
}

.page-disclaimer .disc-hero h1 {
  font-family: var(--ab-font-head);
  font-size: clamp(44px, 10vw, 84px);
  line-height: 0.94;
  letter-spacing: 0.01em;
  color: var(--ab-navy);
  margin: 12px 0 4px;
}

.page-disclaimer .disc-hero-subtitle {
  font-family: var(--ab-font-head);
  font-size: clamp(18px, 3vw, 26px);
  color: var(--ab-blue);
  letter-spacing: 0.04em;
  margin: 0 0 18px;
}

.page-disclaimer .disc-hero-lead {
  font-size: 15px;
  line-height: 1.85;
  color: #46586B;
  max-width: 580px;
  margin: 0;
}

.page-disclaimer .disc-hero-meta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 24px;
  font-family: var(--ab-font-data);
  font-size: 12.5px;
  letter-spacing: 0.04em;
  color: var(--ab-blue);
  background: rgba(255, 255, 255, 0.75);
  border: 1px solid rgba(30, 111, 186, 0.2);
  padding: 8px 16px;
  border-radius: 999px;
}

.page-disclaimer .disc-hero-mark {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.page-disclaimer .disc-hero-svg {
  width: 100%;
  max-width: 520px;
  height: auto;
  display: block;
}

.page-disclaimer .disc-section {
  padding: 60px 0 72px;
}

.page-disclaimer .disc-section-head {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 44px;
}

.page-disclaimer .disc-section-head h2 {
  font-family: var(--ab-font-head);
  font-size: clamp(32px, 5vw, 52px);
  color: var(--ab-navy);
  line-height: 1;
  margin: 10px 0 16px;
}

.page-disclaimer .disc-section-head p:last-child {
  font-size: 15px;
  line-height: 1.7;
  color: #52606D;
  margin: 0;
}

.page-disclaimer .disc-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
}

.page-disclaimer .disc-terms-list {
  display: grid;
  gap: 20px;
}

.page-disclaimer .disc-term {
  position: relative;
  display: grid;
  grid-template-columns: 50px 1fr;
  gap: 16px;
  background: #FFFFFF;
  border: 1px solid var(--disc-border);
  border-radius: var(--ab-radius-lg);
  padding: 26px 22px 20px;
  box-shadow: 0 10px 28px rgba(12, 36, 56, 0.05);
  transition: transform 0.28s ease, box-shadow 0.28s ease;
}

.page-disclaimer .disc-term:hover {
  box-shadow: 0 18px 40px rgba(12, 36, 56, 0.09);
}

.page-disclaimer .disc-term-num {
  font-family: var(--ab-font-head);
  font-size: 20px;
  font-weight: 700;
  letter-spacing: 0.04em;
  color: #FFFFFF;
  background: var(--ab-blue);
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 16px rgba(30, 111, 186, 0.22);
}

.page-disclaimer .disc-term:nth-child(2) .disc-term-num {
  background: var(--ab-yellow);
  color: var(--ab-navy);
  box-shadow: 0 8px 16px rgba(242, 180, 65, 0.3);
}

.page-disclaimer .disc-term:nth-child(3) .disc-term-num {
  background: var(--ab-navy);
}

.page-disclaimer .disc-term:nth-child(4) .disc-term-num {
  background: var(--ab-red);
  box-shadow: 0 8px 16px rgba(229, 82, 58, 0.24);
}

.page-disclaimer .disc-term-body h3 {
  font-family: var(--ab-font-head);
  font-size: 22px;
  letter-spacing: 0.03em;
  color: var(--ab-navy);
  margin: 2px 0 10px;
}

.page-disclaimer .disc-term-body > p {
  font-size: 14px;
  line-height: 1.8;
  color: var(--disc-body-soft);
  margin: 0 0 14px;
}

.page-disclaimer .disc-term-panel {
  border-top: 1px dashed #D8E4F0;
}

.page-disclaimer .disc-term-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  gap: 12px;
  padding: 12px 0 4px;
  background: none;
  border: 0;
  cursor: pointer;
  color: var(--ab-blue);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.02em;
  font-family: var(--ab-font-body);
}

.page-disclaimer .disc-term-toggle:hover {
  color: var(--ab-red);
}

.page-disclaimer .disc-term-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(30, 111, 186, 0.1);
  font-family: var(--ab-font-data);
  font-size: 16px;
  line-height: 1;
  flex-shrink: 0;
  transition: transform 0.3s ease, background 0.3s ease;
}

.page-disclaimer .disc-term-toggle:hover .disc-term-icon {
  background: rgba(229, 82, 58, 0.12);
}

.page-disclaimer .disc-term-panel .ab-panel-body {
  font-size: 13.5px;
  line-height: 1.8;
  color: #48586A;
}

.page-disclaimer .disc-list {
  list-style: none;
  margin: 0;
  padding: 12px 0 6px;
}

.page-disclaimer .disc-list li {
  position: relative;
  padding-left: 18px;
  margin-bottom: 10px;
}

.page-disclaimer .disc-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 9px;
  width: 7px;
  height: 7px;
  border-radius: 2px;
  background: var(--ab-blue);
  transform: rotate(45deg);
}

.page-disclaimer .disc-list li:last-child {
  margin-bottom: 0;
}

.page-disclaimer .disc-aside {
  display: grid;
  gap: 24px;
}

.page-disclaimer .disc-aside-visual {
  position: relative;
  border-radius: var(--ab-radius-lg);
  overflow: hidden;
  background: var(--ab-lake);
  box-shadow: var(--ab-shadow);
}

.page-disclaimer .disc-visual-img {
  width: 100%;
  height: auto;
  display: block;
  object-fit: cover;
  aspect-ratio: 3 / 2;
}

.page-disclaimer .disc-visual-tag {
  position: absolute;
  left: 14px;
  bottom: 14px;
  background: rgba(12, 36, 56, 0.85);
  color: #FFFFFF;
  font-family: var(--ab-font-data);
  font-size: 12px;
  letter-spacing: 0.06em;
  padding: 8px 14px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  backdrop-filter: blur(6px);
}

.page-disclaimer .disc-info {
  background: #FFFFFF;
  border: 1px solid rgba(12, 36, 56, 0.08);
  border-radius: var(--ab-radius-lg);
  padding: 26px 24px 14px;
  box-shadow: 0 8px 24px rgba(12, 36, 56, 0.04);
}

.page-disclaimer .disc-info h3 {
  font-family: var(--ab-font-head);
  font-size: 20px;
  color: var(--ab-navy);
  margin: 0 0 18px;
}

.page-disclaimer .disc-info-list {
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0;
}

.page-disclaimer .disc-info-list > div {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px dashed #DCE7F2;
}

.page-disclaimer .disc-info-list dt {
  font-size: 13px;
  color: #5A6B7C;
}

.page-disclaimer .disc-info-list dd {
  font-family: var(--ab-font-data);
  font-size: 14px;
  font-weight: 600;
  color: var(--ab-navy);
  margin: 0;
  text-align: right;
}

.page-disclaimer .disc-contact-card {
  background: linear-gradient(145deg, #F5F8FC 0%, #E9F1FA 100%);
  border: 1px solid rgba(30, 111, 186, 0.12);
  border-radius: var(--ab-radius-lg);
  padding: 26px 22px;
  text-align: center;
}

.page-disclaimer .disc-contact-card h3 {
  font-family: var(--ab-font-head);
  font-size: 20px;
  color: var(--ab-navy);
  margin: 0 0 10px;
}

.page-disclaimer .disc-contact-card p {
  font-size: 14px;
  line-height: 1.7;
  color: var(--disc-body-soft);
  margin: 0 0 18px;
}

.page-disclaimer .disc-prohibited {
  background: var(--ab-grad-blue);
  color: #FFFFFF;
  position: relative;
  padding: 64px 0 72px;
  overflow: hidden;
}

.page-disclaimer .disc-prohibited::before {
  content: "";
  position: absolute;
  top: -90px;
  right: -70px;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: rgba(242, 180, 65, 0.14);
  pointer-events: none;
}

.page-disclaimer .disc-prohibited::after {
  content: "";
  position: absolute;
  bottom: -50px;
  left: -60px;
  width: 200px;
  height: 200px;
  border-radius: 50%;
  border: 36px solid rgba(229, 82, 58, 0.2);
  pointer-events: none;
}

.page-disclaimer .disc-prohibited .ab-kicker {
  color: var(--ab-yellow);
  border-color: rgba(242, 180, 65, 0.4);
}

.page-disclaimer .disc-prohibited h2 {
  font-family: var(--ab-font-head);
  font-size: clamp(30px, 4.5vw, 52px);
  line-height: 1.02;
  color: #FFFFFF;
  margin: 10px 0 14px;
  max-width: 700px;
}

.page-disclaimer .disc-prohibited .ab-container > div > p {
  color: rgba(255, 255, 255, 0.78);
  font-size: 15px;
  line-height: 1.7;
  max-width: 560px;
  margin: 0;
}

.page-disclaimer .disc-prohibited-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  margin-top: 40px;
}

.page-disclaimer .disc-prohibited-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 20px;
  padding: 20px 18px;
  backdrop-filter: blur(4px);
}

.page-disclaimer .disc-prohibited-num {
  font-family: var(--ab-font-head);
  font-size: 18px;
  font-weight: 700;
  color: var(--ab-yellow);
  background: rgba(242, 180, 65, 0.14);
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.page-disclaimer .disc-prohibited-item p {
  margin: 0;
  font-size: 14px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.9);
}

.page-disclaimer .disc-trust {
  background: var(--ab-white);
  padding: 56px 0 64px;
  text-align: center;
}

.page-disclaimer .disc-trust .ab-trust-badge {
  display: inline-block;
  max-width: 640px;
  margin: 0 auto;
  font-size: 14px;
  line-height: 1.7;
  color: #4A5A68;
  background: #FFFFFF;
  border: 1px solid rgba(30, 111, 186, 0.12);
  border-radius: 999px;
  padding: 14px 24px;
  box-shadow: 0 6px 18px rgba(12, 36, 56, 0.04);
}

.page-disclaimer .disc-trust-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-top: 28px;
}

@media (min-width: 640px) {
  .page-disclaimer .disc-prohibited-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 768px) {
  .page-disclaimer .disc-hero {
    padding: 64px 0 88px;
  }

  .page-disclaimer .disc-hero-grid {
    grid-template-columns: 1.15fr 0.85fr;
  }

  .page-disclaimer .disc-hero-svg {
    max-width: 460px;
  }

  .page-disclaimer .disc-section {
    padding: 80px 0 96px;
  }

  .page-disclaimer .disc-layout {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .page-disclaimer .disc-aside {
    grid-template-columns: 1fr 1fr;
    align-items: start;
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .disc-layout {
    grid-template-columns: minmax(0, 8fr) minmax(0, 4fr);
    align-items: start;
  }

  .page-disclaimer .disc-aside {
    grid-template-columns: 1fr;
  }

  .page-disclaimer .disc-term:nth-child(even) {
    transform: translateX(16px);
  }

  .page-disclaimer .disc-term:nth-child(even):hover {
    transform: translateX(16px) translateY(-2px);
  }

  .page-disclaimer .disc-prohibited {
    padding: 84px 0 92px;
  }

  .page-disclaimer .disc-prohibited-grid {
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
  }
}